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Life Annuities: An Optimal Product for Retirement Income

Moshe A. Milevsky

This book provides a summary of research on life annuities, longevity insurance, and their role in the optimal retirement portfolio. It starts with an overview of institutional aspects, moves on to discuss valuation issues, and concludes with a comprehensive review of the scholarly liter...

Size: 154 pages

Rating: 4.50 / 5
30 reviews

Free from 20 January 2019

Business & Finance, Finance, Nonfiction

The Darkest Star Sneak Peek: Chapters 1-3

Jennifer L. Armentrout

Download a FREE sneak peek of The Darkest Star!In the world of the Lux, secrets thrive, lies shatter, and love is undeniable.#1 New York Times, USA Today, and internationally bestselling author Jennifer L. Armentrout brings her trademark drama and intrigue to this new series with a girl ca...

Size: 41 pages

Rating: 4.70 / 5
4 reviews

Free from 20 January 2019

Teen & Young Adult, Romance, Science Fiction & Fantasy

Magic in the Desert: Three Paranormal Romance Series Starters Set in the American Southwest

Christine Pope

Three complete first-in-series paranormal romance novels:

DARKANGEL

Finding the man of your dreams can be a real nightmare….

As the future prima, or head witch of her clan, Angela McAllister is expected to bond with her consort during her twenty-fir...

Size: 738 pages

Rating: 4.30 / 5
6 reviews

Free from 20 January 2019

Science Fiction & Fantasy, Fantasy, Fiction, Romance, Urban, Paranormal

Impersonator (Forager Impersonator - A Post Apocalyptic/Dystopian Trilogy Book 1)

Peter R Stone

A century after a global nuclear war, eighteen-year-old Chelsea Thomas has spent her life living in fear of Newhome’s paramilitary Custodians, due to a prohibited rogue ability.In the past week, her twin brother – a forager – has uncharacteristically run away from home and work after...

Size: 396 pages

Rating: 4.40 / 5
3 reviews

Free from 20 January 2019

Fiction, Science Fiction & Fantasy, Science Fiction, Dystopian, Post-Apocalyptic, Teen & Young Adult

FinTech and RegTech in a Nutshell, and the Future in a Sandbox (Research Foundation Briefs)

Douglas W. Arner and Jànos Barberis

The 2008 global financial crisis represented a pivotal moment that separated prior phases of the development of financial technology (FinTech) and regulatory technology (RegTech) from the current paradigm. Today, FinTech has entered a phase of rapid development marked by the proliferation ...

Size: 44 pages

Rating: 5.00 / 5
1 review

Free from 20 January 2019

Business & Finance, Finance, Nonfiction

43 Seconds: A Hayden's World Hard Science Fiction Short Story (Hayden's World Origins Book 1)

S.D. Falchetti

Twelve minutes to Mars.

James Hayden had a dream, and the Riggs test vehicle was going to take him there. But when failure after failure leads to his last chance exploding spectacularly, he must partner with an AI and gamble everything for one last shot at the stars.

Size: 26 pages

Rating: 4.00 / 5
1 review

Free from 20 January 2019

Fiction, Action & Adventure, Short Stories, Science Fiction & Fantasy, Science Fiction, Adventure, Anthologies & Short Stories, Hard Science Fiction, Military, Space Exploration

The Cowboys Heart (A Sexy Country Romance)

Helen Evans

Heather is a recently divorced single mother trying to find her place in the world. Since the divorce, her son has acted out and she is at a loss at what to do. As Heather adjust to the new normal, an unexpected tragedy leaves her in control of a massive ranch. Initially hesitant about the...

Size: 96 pages

Rating: 3.60 / 5
33 reviews

Free from 20 January 2019

Fiction, Romance, Military, Westerns

THE "I" OF THE STORM: UNDERSTANDING THE SUICIDAL MIND

David Lester

...

Size: 169 pages

Rating: 3.30 / 5
7 reviews

Free from 20 January 2019

Professional & Technical, Medicine, Nonfiction, Self-Help & Counselling, Psychology, Science & Maths

Fatal Alien Affection: Can one man find love in a savage world? (Rebirth of the Prophesy Book 1)

Natasha House

There will be one. One who rises above them all. A man of valor and great strength who will free us from the fall…

Ever since Jonathan was a child, the prophesy has haunted him. He longs to find the one who will free the human race. When aliens rain death—destruction—and...

Size: 137 pages

Rating: 2.50 / 5
2 reviews

Free from 20 January 2019

Fiction, Romance, Science Fiction & Fantasy, Science Fiction, Dystopian, First Contact, Post-Apocalyptic, Teen & Young Adult, Paranormal

Computational Approaches to the Study of Movement in Archaeology: Theory, Practice and Interpretation of Factors and Effects of Long Term Landscape Formation ... – Berliner Studien der Alten Wel

Silvia Polla and Philip Verhagen

The archaeological study of movement and of its related patterns and features has been transformed by the use of GIS. Path analysis has become a very popular approach to the study of settlement and land-use dynamics in landscape archaeology. This volume addresses theoretical, technica...

Size: 137 pages

Free from 20 January 2019

History, Ancient, Historical Study, Nonfiction, Politics & Social Sciences, Social Sciences

Monumental Polovtsian Statues in Eastern Europe: the Archaeology, Conservation and Protection

Aneta Golebiowska-Tobiasz

The book presents a case study of analysis and conservation of the collection of Cuman sculpture of the Veliko-Anadol Forest Museum. The author provides an insight into the phenomenon of anthropomorphic sculptures, pertaining to the recent wave of Turkic nomads, from the perspective o...

Size: 196 pages

Free from 20 January 2019

History, Ancient, Europe, Russia, Nonfiction, Politics & Social Sciences, Social Sciences

The Azrian Anthology: Volume #1

James Speyer

Enter the world of Azra with The Azrian Anthology: Volume #1. Explore the depths of sacred forests, witness horrors of both monsters and man, and follow uncertain and unhinged figures as they navigate the tough Azrian landscape. The Azrian Anthology: Volume #1 features examples of both hig...

Size: 121 pages

Free from 20 January 2019

Science Fiction & Fantasy, Fantasy, Anthologies & Short Stories, Contemporary, Fiction

Craving (Steel Brothers Saga Book 1)

Helen Hardt

...

Size: 288 pages

Rating: 4.20 / 5
652 reviews

Free from 20 January 2019

Fiction, Romance, Contemporary

Ellie Jordan, Ghost Trapper

JL Bryan

Ellie Jordan’s job is to catch and remove unwanted ghosts. Part detective, part paranormal exterminator, Ellie operates out of Savannah, Georgia, the most haunted city in the United States.

When a family contacts her to deal with a disturbing presence in the old mansion the...

Size: 220 pages

Rating: 4.60 / 5
247 reviews

Free from 20 January 2019

Crime, Thriller & Mystery, Suspense, Science Fiction & Fantasy, Fantasy, Fiction, Horror, Low Fantasy, Metaphysical & Visionary, Superhero, Urban

The Girl In Between: The Girl In Between Series Book 1

Laekan Zea Kemp

Bryn Reyes is a real life sleeping beauty. Afflicted with Klein-Levin Syndrome, she suffers episodes of prolonged sleep that steal weeks, and sometimes even months, from her life. But unlike most KLS patients, she doesn’t spend each episode in a catatonic state or wake up with no recolle...

Size: 289 pages

Rating: 4.10 / 5
538 reviews

Free from 20 January 2019

Science Fiction & Fantasy, Fantasy, Fiction, Romance, Coming of Age, Superhero, Urban, Teen & Young Adult, Paranormal

Marked (Soul Guardians Book 1)

Kim Richardson

OVER 1 MILLION DOWNLOADS!

This is a really clever idea for a book, with a whimsical enchanting world and creative fun of Harry Potter.
--Teen Book Reviews

Sixteen-year-old Kara Nightingale is unpopular, awkward and positively ordinarythat is until one day...

Size: 290 pages

Rating: 4.30 / 5
165 reviews

Free from 20 January 2019

Science Fiction & Fantasy, Fantasy, Contemporary, Fiction, Action & Adventure, Coming of Age, Metaphysical & Visionary, Superhero, Teen & Young Adult, Horror, Literature & Fiction, Mysteries & Thrillers, Romance

The Blow-In (The Tipperary Series Book 1)

Susanne O'Leary

Romance can lurk where you least expect it. Even in the depths of the Irish countryside.Political reporter Finola McGee is not the romantic type. She leads with her chin, shoots from the hip and takes no prisoners. When living on the edge loses its appeal, she escapes Dublin to run the loc...

Size: 242 pages

Rating: 4.30 / 5
57 reviews

Free from 20 January 2019

Fiction, Romance, Contemporary, Romantic Comedy

Secrets on the Sand (The Barefoot Bay Series Book 1)

Roxanne St. Claire

The launch of a brand new trilogy from New York Times and USA Today bestselling author Roxanne St. Claire set on the sun-washed beaches of Barefoot Bay!

“Lively, light, pure entertainment! This Cinderella story is “Pretty Woman” on the beach!”
- Carly Phill...

Size: 128 pages

Rating: 4.20 / 5
72 reviews

Free from 20 January 2019

Fiction, Romance, Contemporary

Montana Rose

DeAnn Smallwood

Rose is a rancher at heart. There’s no doubt in her mind that if given another chance, she can make a success of homesteading. She will not fail this time. People scoff, saying ranching is too much of a job for a lone woman to undertake. But Rose is no ordinary woman. She may be petite, ...

Size: 194 pages

Rating: 4.80 / 5
23 reviews

Free from 20 January 2019

Romance

Ballbuster (A Playing Dirty Sports Romance Book 1)

Lane Hart

~ Kohen Hendricks ~Out of all the football stadiums in the world, why did Roxanne “The Ballbuster” Benson have to plow through mine? Don’t get me wrong. I’m all for women playing professional football. But what I’m not for is The Ballbuster waltzing onto my field, trying to take ...

Size: 225 pages

Rating: 4.60 / 5
29 reviews

Free from 20 January 2019

Fiction, Sports, Romance, Romantic Comedy

When I Die I'm Going to Heaven 'Cause I've Spent My Time in Hell: A Memoir of My Year As an Army Nurse in Vietnam

Barbara Kautz

When she was 18, she joined the Army to finance her nursing education. With less than six months of nursing experience, she was assigned to the 24th Evacuation Hospital in South Vietnam. True tales of the war that are by turns horrifying and humorous, told with an eye for detail, by a woma...

Size: Unknown

Rating: 4.50 / 5
33 reviews

Free from 20 January 2019

History, Military

Improve Your Social Skills: 12 Rules for The Most Effective Communication Skills and to Build Genuine Relationships in Your Life with Emotional Intelligence for Feeling Good

Charles Covey and Dale Manson

Buy the Paperback Version of this Book and get the Kindle Book version for FREEWhat is the secret to success? Is it the brilliant ideas? How about the hard work, sweat, and tears? Is it your passion, commitment, and dedication? Is it the way you excel socially? Or is there something more t...

Size: 64 pages

Rating: 4.90 / 5
19 reviews

Free from 20 January 2019

Nonfiction

The Ruler (Men of the North Book 2)

Elin Peer and Book Cover by Design

Four hundred years in the future, women control the world but Khan Aurelius, ruler of the last free men, is determined to take back the power that has been denied men for centuries. Outnumbered by far, he knows that women need to give up their power willingly and with one of their council...

Size: 347 pages

Rating: 5.00 / 5
17 reviews

Free from 20 January 2019

Science Fiction & Fantasy, Dystopian

The Gilded King: Gripping new YA Fantasy set in post-apocalyptic Europe (Sovereign Book 1)

Josie Jaffrey

...

Size: 293 pages

Rating: 4.40 / 5
29 reviews

Free from 20 January 2019

Fiction, Romance, Teen & Young Adult, Paranormal, Horror, Science Fiction & Fantasy

Blackwater: Vol. One: (Book 1 in the Blackwater Trilogy)

T.W.M. Ashford

How far would you go for the truth?Hunter will kill for it. His daughter was abducted three years ago, and now he'll stop at nothing to find out what happened to her. Of course, in a city as sick and sordid as Blackwater, that can mean walking down some dark and peculiar roads...At his wit...

Size: 301 pages

Rating: 4.70 / 5
18 reviews

Free from 20 January 2019

Crime, Thriller & Mystery, Thrillers, Suspense, Science Fiction & Fantasy, Fantasy, Fiction, Horror, Low Fantasy

Branded: The first book in The Branded Trilogy

K.L. Hawker

Seventeen-year-old Jake Rovert has never known the feeling of a broken bone or a lasting scar—he’s a healer, one of very few in the world with this rare gift.

Joining an elite group of Gifted Ones from his high school, Jake is quickly propelled into a life of secrets and t...

Size: 330 pages

Rating: 4.60 / 5
17 reviews

Free from 20 January 2019

Science Fiction & Fantasy, Fantasy, Contemporary, Fiction, Religious Fiction, Romance, Christian Fantasy, Metaphysical & Visionary, Teen & Young Adult, New Adult

Captured by the Vampire: A Paranormal Romance (Vampire Enforcement Agency Book 0)

Kellie McAllen

When Zoe reveals proof of vampires to the world, has she sentenced the one she loves to death? After years of being alone, Rowan is ready to end his immortal life. Weak from starvation and overcome by bloodlust, he attacks someone in public and is captured by police.When Zoe discovers t...

Size: 124 pages

Rating: 4.70 / 5
13 reviews

Free from 20 January 2019

Science Fiction & Fantasy, Fantasy, Fiction, Romance, Urban, Paranormal

Watching Elijah Fall (Short North Book 1)

Amy Spector

A simple story about moving past the terrible things that life throws at you and finding happiness on the other side.

Months after his breakup with a long-term boyfriend, Jacob Pierce is still more than a little fragile, he has withdrawn from life, his friends are concerned an...

Size: 67 pages

Rating: 4.50 / 5
17 reviews

Free from 20 January 2019

Fiction, Gay & Lesbian, Short Stories, Romance, Contemporary, Gay Romance

The Obsidian Cube (Book 1): An Unknown Past (An Unofficial Minecraft Book)

Mark Mulle

GENRE: Children’s Adventure

An Unofficial Minecraft Book for Kids Ages 9 - 12

Steve woke up in a dark forest knowing nothing about himself, except his name, in a place he doesn't recognize, completely alone, and with nothing in his inventory. He was lost…no, m...

Size: 37 pages

Rating: 4.20 / 5
34 reviews

Free from 20 January 2019

Children's eBooks, Computers & Internet, Literature & Fiction, Action & Adventure, Fairy Tales, Folk Tales & Myths, Mysteries & Detectives

The Legend of Decimus Croome: A Halloween Carol

Kevin Purdy

...

Size: 215 pages

Rating: 4.90 / 5
10 reviews

Free from 20 January 2019

Children's eBooks, Fiction, Holidays & Celebrations

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